Services We Offer

We are a full-service mortgage banker offering a wide variety of loan programs. We are here to assist you with a customized mortgage solution.  Our experienced Loan Officers, in a number of locations will discuss your goals and objectives to provide you with a plan to meet your mortgage needs.

Advantage Loans.  We have created a group of loan products designed for the borrower in  need of an “outside the box” lending solution:  loan without Private Mortgage Insurance (PMI), Jumbo Loan Program, Doctor Loan and condos projects that may otherwise be non-warrantable by Fannie Mae or Freddie Mac.

Clear Path Products.  This is a unique product line for borrowers that do not meet current conventional or government credit guidelines.

Construction Loan. Building a new home?  Then the HVF Construction loan is the ideal solution.

Conventional loans.  The most common loan available that includes government and include Adjustable Rate Mortgages (ARMs) and Fixed Rate loans.

First-time Homebuyers  Looking to purchase your first home? Our Loan Officers are experienced in assisting first time homebuyers navigate the process from pre-approval letter to closing.

Government loans.  For buyers who meet specific credit and income requirements, federally insured loans including FHA, VA, USDA Rural Housing, and MSHDA down payment assistant programs.

Reverse Mortgage for Seniors. Your lender “purchases” your home equity from you, you receive the equivalent in monthly payments until the amount is fully paid out.

If you want more information about any of these loan programs, or you have any other questions about how our services can help you, call us today at 734-669-8000.

Call us today 734-669-8000 and find out how our services can help you!