Mike Gruley


Mike Gruley has been in the retail mortgage lending business since 1985.  In 1991, he founded 1st Financial Mortgage in Northville, Michigan which provided traditional home financing to thousands of clients over a 20-year span.  In 2000, the firm added reverse mortgages to the mix, and in 2003 they began exclusively offering reverse mortgages.  In 2010, 1st Financial was acquired by a local Michigan firm.

In 2016, Mike teamed up with Ann Arbor, Michigan based Huron Valley Financial to help develop and launch a reverse mortgage division.  1st Nations has become a national leader in reverse mortgages serving 26 states and growing, and ranks as one of the nation’s top 20 reverse mortgage providers.

As an expert, Mike is often asked to speak on the topic of reverse mortgages, and has been published/quoted in many national and local media outlets.  Mike earned the national designation of Certified Reverse Mortgage Professional (CRMP) in 2014, and he currently serves on the board of directors for the National Reverse Mortgage Lenders Association.  Mike earned his BS in Finance and Management from the University of Dayton in 1984.

Outside of work, Mike volunteers with the Talons Out Honor Flight organization which flies military veterans for free to visit their memorials in Washington D.C.  He also enjoys golf and spending time with his wife and two grown children.