Exciting News for Conforming Loans in 2019

Fannie Mae and Freddie Mac are restricted by law to purchasing single-family mortgages with origination balances below a specific amount, known as the “conforming loan limit.” Loans above this limit are known as jumbo loans.



FHFA increases 6.9%!

Loan Limits 2019

Given the rapid run-up in home prices over the last year, it’s no surprise that loan limits will also be going up in 2019.  (more…)

Robotics Tournament Update

HVF and Robots-Tournament Update!

Huron Valley Financial, Inc. is proud to be a sponsor for Clarkston Schools Robotic Team “Mayhem”




Relocating for Job or Home?

Homeowners –Should You Relocate For A New Job?


Huron Valley Financial sponsors our young Robotics

HVF and Robots

Huron Valley Financial, Inc. is proud to be a sponsor for Clarkston Schools Robotic Team “Mayhem”


The Clarkston Branch LO’s, Karen Dacey, Bambi Chick, and Teresa Tersigni attended the competition in Howell on Saturday, November 3, 2018.

We had a great time meeting all the members of the team and seeing their dedication and how well they worked together.  This is a great opportunity for the students. The level of maturity, comradery, and problem solving was astounding.


Our team took the 3rd match!

We are so proud of them.  Keep up the good work.  We look forward to your next competition!

Changes to the maximum allowable DPA. There is no longer a 4% cap for the max DPA for the Home Loan FLEX.



Changes to the max allowable DPA on MSHDAs Conventional Home Loans

MSHDA Assistance


October 10, 2018

VA Loans

VA loans offer unparalleled benefits as well as very low rates to eligible military veterans.

Click here for more good information

October, 10 2018

MSHDA Downpayment Assistance


Step Forward Down Payment Assistance (DPA)

We have exciting news about a new, forgivable down payment assistance loan program launching October 8, 2018.

Step Forward Down Payment Assistance (DPA) is federally-funded, forgivable and offered in 61 eligible zip codes in 10 Michigan counties. Step Forward has allocated $20 million to the Step Forward DPA program. Funds are limited and are available on a first-come, first-served basis. The down payment assistance is $15,000 and must be used in conjunction with a MSHDA MI Home Loan.


October 3, 2018

Sell or Buy First?

Huron Valley Financial

“Should I Sell My Current Home Before I Buy A New One?”

You may be wondering if there is a right order to buying and selling a home when you’re already a homeowner. For example, would it be better to sell first and then shop for a new home?

Or maybe it’s best to buy first then sell your current home?

This article will help you to understand the advantages of each scenario as well as a creative alternative.

A lot has changed since the last time you applied for a home loan. Your income, your FICO score, and even how you apply for a home loan is different!